This paper examines the payment service regulation in Republic of Serbia. The aim of the paper is to underline the importance of the implemented legislative reform and the innovations which allow the ...domestic business entities and payment service users to keep abreast with current economic developments under more favourable conditions and higher protection. The author defines the relevant notions and presents the innovations related to the payment service legislation in order to prove the fact that it is fully harmonized with the EU directives. In the paper there are also given certain recommendations which might help improve the implementation of the new regulations, primarily in the field of payment service customers protection. The transparency principle, which is the fundamental principle of these amendments, makes it possible to further develop this law in practice (e.g. the transparency of fees customers are charged for payment accounts). We expect more dynamic development of payment service in the future, which includes informing customers in a better manner and protecting them more efficiently.
In this paper, the author examines the domestic and international legal framework for the contract of carriage of passengers and its presence in different transport modes and offers a response to the ...current challenges. The purpose of the paper is to analyze the international and domestic regulations and present the rights and obligations of contracting parties in order to facilitate its application in the emerging practice. The author recognizes passenger transport as a field full of modern challenges caused by novel, still under-researched risks to passengers' health. Special attention is paid to the contract of passenger carriage by rail. The advantages of this transport mode are examined, the obligations of railway carriers and passengers are presented, while the obligation of the railway carrier to accept transporting any interested person if they have vacancies is underlined. The analysis focuses on the significance of the contract of passenger transport in the modern environment where risks to passengers' healthcare present. The author recognizes passenger transport by rail as a convenient and perspective branch of passenger transport for both international and domestic passenger transport. This sort of passenger transport already has the potential to respond to the challenges of preserving and strengthening the protection of passenger's rights, above all the right to safe and secure transportation.
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У овом раду аутор разматра питате (домапег и ме^ународног) правног оквира уговора о превозу путника и тегове заступлености у свакодневно пракси према гранама саобрапа_1а, за_1едно са одговором на ...изазове данашгаице. Цил рада je да кроз анализу ме^ународних и домайих прописа, приближи права и обавезе уговорних страна, а све то ради тегове лакше примене у новонастало пракси. Аутор препознае путнички превоз као погодан терен за изазове данаштице, настале услед нових, ош увек недоволно познатих ризика по здравле путника. Посебна пажта посвейена е уговору о превозу путника у железничком саобрайау, предностима оваквог превоза, као и приказу обавеза железничког превозиоца и путника са акцентом на обавезу превозиоца да прими на превоз сако заинтересовано лице уколико располаже слободним местима. Предмет овог рада е знача уговора о превозу путника у савременом окружету где су присутни нови изазови по здравле путника. Аутор препозна_1е превоз путника у железничком саобрайау као погодну и перспективну грану путничког превоза за ме^ународни, али и домайи превоз путника. Ова врста путничког превоза има вей потенцщал у одговору на изазове очувата и ачата заштите права путника, пре свега права на сигуран и безбедан превоз.
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Cooperative in the modern economic environment Knežević, Mirjana
Naucne publikacije Drzavnog univerziteta u Novom Pazaru. Serija B, Drustvene & humanisticke nauke,
2021, Volume:
4, Issue:
1
Journal Article
Peer reviewed
Open access
The purpose of this paper is to point out the importance of the cooperative as an economic entity, through representation of modern trends of cooperative association in Europe and beyond. Through ...their association, cooperative development covers key connecting factors of individuals, while finding models for reducing the differences between cooperatives as economic entities and companies for the benefit of companies. The subject of research in the paper represents an analytics of cooperatives and the need for new legal solutions, which would support the development of cooperatives as independent economic entities in the future. The key hypothesis the paper starts with is that cooperative association is of great importance in dealing with many economic, market and sociological challenges, which is of special significance for the economic development of our country. The previous legal solutions of the cooperative association, in addition to positive changes, have not given expected results so far. In the conclusion, it is pointed out that legally regulated area of cooperatives as specific economic subjects is the foundation of development of their economic activity. Based on the critical illumination of the cooperative legislation, recommendations are given for its improvement, while taking into account the ever-present needs for improving the business of cooperatives and their convergence with the business of other economic entities.
Obitelj i odgojno-obrazovne ustanove dominantna su okruženja djeteta i zato je njihovo partnerstvo prijeko potrebno. Dok suradnja podrazumijeva
pokušaj zadovoljavanja interesa obiju strana, pojam ...partnerstva, koji se danas sve više koristi, ističe ravnopravnost strana i toleranciju. U literaturi se ističu određeni učinci toga partnerstva kao što su bolji akademski uspjeh djece, bolji odnos djece prema školi te učiteljima i nastavnicima, osnaživanje obitelji te rasterećenje djece. U empirijskom dijelu cilj je bio utvrditi koji oblik odnosa, tradicionalni ili partnerski, njeguju roditelji i razrednici, vide li prednosti partnerskoga odnosa za djecu, odnosno učenike te ispitati njihove stavove o teškoćama ostvarenja partnerskoga odnosa. Istraživanje
na uzorku od 72 roditelja i 18 razrednika provedeno je tijekom rujna i listopada 2017. u Ugostiteljsko-turističkoj školi u Osijeku. Pri provedbi istraživanja koristio se postupak anketiranja. Podatci istraživanja obrađeni su deskriptivnom statistikom, prikazani su grafički i tablično i interpretirani su. Dobiveni rezultati pokazuju kako, unatoč teorijskom zagovaranju partnerskoga odnosa, roditelji i razrednici i dalje prakticiraju tradicionalan odnos iako obje skupine uzorka vide prednosti partnerskoga odnosa za djecu/učenike. Također, razrednici smatraju kako roditelji surađuju sa školom samo kada je to neophodno za daljnje obrazovanje njihova djeteta. Ispitivanjem stavova roditelja i razrednika utvrđeno je kako ne uočavaju teškoće partnerskih odnosa.
Family and educational institutions are dominant environments for children and therefore their partnership is necessary. While their cooperation includes the attempt to satisfy interests of both parties, the term partnership, the use of which is nowadays in increase, emphasizes the equality of both sides and tolerance. In literature relating to this subject, certain effects of that partnership are emphasized, for example, better academic success of children, better attitude of children towards school and their teachers, empowerment of the family and disburdening of children.The goal of the empirical part was to determine the form of interaction,
traditional or partnership-oriented, which is cultivated by parents and
homeroom teachers. Also, the goal was to see if parents and homeroom teachers realize the advantages of the partnership-oriented interaction for children, namely students, and to examine their attitudes towards difficulties of partnership realization. The research was conducted on 72 parents and 18 homeroom teachers in September and October of 2017 in School of Hospitality and Tourism Management in Osijek. The survey procedure was used in the implementation of the research. The research data were processed using descriptive statistics. The data were shown in
graphical and table form, and they were interpreted. The obtained results show that, despite the theoretical advocacy of partnership-oriented interaction, parents and homeroom teachers still practice traditional interaction even though both groups realize the advantages of partnership-oriented interaction for children / students. Also, homeroom teachers believe that parents cooperate with school only when it is absolutely necessary for the further education of their child. By examining attitudes of parents and homeroom teachers it is determined that they do not perceive difficulties encountered in partnership-oriented interaction.
Die Familie und Einrichtungen wie Schulen sind dominante Umfelder des Kindes und deswegen ist ihre Partnerschaft von großer Bedeutung. Während
bei einer Zusammenarbeit versucht wird, die Interessen beider Seiten zu
befriedigen, geht es bei einer Partnerschaft vielmehr um die Gleichberechtigung und gegenseitige Toleranz. Die Fachliteratur betont gewisse Wirkungen einer solchen Partnerschaft, wie z.B. bessere schulische Leistung der Kinder, eine bessere Beziehung der Schüler zur Schule und zu den Lehrern, ein besseres Verhältnis innerhalb der Familie
und die Entlastung der Schüler. Im empirischen Teil war das Ziel festzustellen, ob die Eltern und Klassenlehrer die traditionelle oder die partnerschaftliche Beziehung bevorzugen, ob sie Vorteile der partnerschaftlichen Beziehung für die Kinder, bzw. für die Schüler sehen und welche Einstellungen sie zu den Schwierigkeiten der Verwirklichung einer partnerschaftlichen Beziehung haben. Die Studie wurde im September und Oktober 2017 in der Gastgewerbe- und Tourismusschule in Osijek durchgeführt und es wurden 72
Eltern und 18 Klassenlehrer befragt. Während der Studie wurde die Methode der Umfrage benutzt. Die Daten wurden mit der deskriptiven Statistik ausgewertet, graphisch dargestellt und interpretiert. Die Ergebnisse haben gezeigt, dass die Eltern und Klassenlehrer trotz der theoretischen Befürwortung einer partnerschaftlichen Beziehung, weiterhin die traditionelle Beziehung praktizieren, obwohl beide Seiten die Vorteile einer partnerschaftlichen Beziehung für die Kinder/Schüler sehen. Zudem sind die Klassenlehrer der Meinung, dass die Eltern nur dann mit der Schule zusammenarbeiten möchten, wenn es für die Weiterbildung ihrer Kinder unentbehrlich ist. Durch das Erfragen der Einstellungen beider Seiten wurde festgestellt, dass weder die Eltern noch die Lehrer Schwierigkeiten in der partnerschaftlichen Beziehung sehen.
Regardless numerous theories and explanations upon regional competitiveness factors, the most systematic way explains regional competitiveness throughout the perspective of life standard quality ...rising, and measure it throw regional product, labor productivity and (un)employment rate. The factors of regional competitiveness can be defined as factors of urban competitiveness and contain economic and strategic factors. The regions characterized by development and presence of larger number of different factors (high-quality human capital, strong support provided by formal and un-formal institutions, convenient geographic location, developed infrastructure), have stronger competitive position. The city of Kragujevac is an administrative center of Sumadija district, but also the political, economical, cultural, health and educational center. Counting more than 180.000 of citizens, the city of Kragujevac belongs to the group of larger cities in Serbia, and its relevance on the national level it has primarily deserved as the center of the Automotive industry and as the University center. Those facts are important for active economical development of the city, but also for the continuous monitoring by both domestic and foreign investors. In accordance to this, the future development of the city of Kragujevac, besides economical and political factors, requires focus on increasing and developing of competitiveness of its economy and economic entities.
In this paper we outline the lack of legislation in the field of electronic business in general, as well as in the field of electronic trade, by providing an overview of the existing solutions in ...international and Serbian laws respectively with the purpose of emphasizing the need for creating an adequate legislation at both national and international levels which will facilitate faster and more secure E-contracting and its popularity. Comparative-legal analysis of the national laws which regulate this matter shows that there are many differences when it comes to various legal issues. For these reasons, the author of this paper outlines the importance of uniformity in providing solutions for the issues such as the responsibility of contractors in different stages of E-contracting process, the issues of signing and fulfilling an E-contract. The purpose of this paper is to create a basis for design of regulations which will deal with e-contracts harmonized with actual needs and the EU directives.
The main purpose of incorporating insurance into the law and economy of a country is to ensure that adverse circumstances should not affect the quality of functioning. Consequently, the question is: ...Why is this concept not attractive for people living in underdeveloped and developing countries, where any financial compensation for the loss is almost necessary? We looked for the answer by means of two questionnaires: one examining satisfaction of voluntary insurance policy holders, and the other using respondents who have never used any form of voluntary insurance. The insights allowed us to make recommendations pertaining to what insurance companies should do to strengthen and improve their position.
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10.
НЕКИ АСПЕКТИ РАЗВОЈА ОСИГУРАЊА У СРБИЈИ Knežević, Mirjana; Đurić, Zlata
Ekonomika, Journal for Economic Theory and Practice and Social Issues,
02/2019, Volume:
65, Issue:
2
Journal Article
Peer reviewed
Open access
The main purpose of incorporating insurance into the law and economy of a country is to ensure that adverse circumstances should not affect the quality of functioning. Consequently, the question is: ...Why is this concept not attractive for people living in underdeveloped and developing countries, where any financial compensation for the loss is almost necessary? We looked for the answer by means of two questionnaires: one examining satisfaction of voluntary insurance policy holders, and the other using respondents who have never used any form of voluntary insurance. The insights allowed us to make recommendations pertaining to what insurance companies should do to strengthen and improve their position.
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