Stopping-time Banach spaces is a collective term for the class of spaces of eventually null integrable processes that are defined in terms of the behaviour of the stopping times with respect to some fixed filtration. From the point of view of Banach space theory, these spaces in many regards resemble the classical spaces such as L1 or C(Δ), but unlike these, they do have unconditional bases. In the present paper, we study the canonical bases in the stopping-time spaces in relation to factorising the identity operator thereon. Since we work exclusively with the dyadic-tree filtration, this setup enables us to work with tree-indexed bases rather than directly with stochastic processes. En route to the factorisation results, we develop general criteria that allow one to deduce the uniqueness of the maximal ideal in the algebra of operators on a Banach space. These criteria are applicable to many classical Banach spaces such as (mixed-norm) Lp-spaces, BMO, SL∞, and others.