Future Retirement Planning Among Malacca Youth Shafee, Nur Baiti; Mohamed, Zuraina Sal Salbila; Suhaimi, Shadia ...
Global business and management research,
07/2018, Letnik:
10, Številka:
3
Journal Article
Recenzirano
Purpose: Our study contributes to the retirement planning of Malacca youth by examining on whether the act of earlier anticipation regarding financial planning for retirement and a sound financial ...planning will help youths in Malaysia to overcome retirement problems. Design/methodology/approach: Questionnaire is used to collect data on the awareness of retirement planning among youth in Malaysia. A total of 200 questionnaire is returned and authors analyze the questionnaire using SPSS. Findings: The results show that only 'intention about retirement' is significant with financial planning for retirement among Malaysian youth. Other factors, including financial literacy and goal clarity does not have a significant effect on financial planning for retirement. Originality/value: This research provides an insight on whether the act of earlier anticipation regarding financial planning for retirement and a sound financial planning will help youths in Malaysia to overcome the retirement issues and achieve the golden retirement years that they anticipate.
Originality/value: This research provides an insight on whether the act of earlier anticipation regarding financial planning for retirement and a sound financial planning will help youths in Malaysia ...to overcome the retirement issues and achieve the golden retirement years that they anticipate.
Cryptocurrencies such as Bitcoin, Ethereum, and Litecoin are few examples of revolutionary Financial Technologies (FinTech) that are rapidly entering the finance market and transforming the global ...economy's power. Recently, cryptocurrency technology as an innovative technology has attracted attention and spread. Cryptocurrencies known as virtual currencies that have been widely used to buy and sell products and services over the internet, as well as a popular asset for hedging and speculation. However, current study and statistic shows that customers have high level of awareness but low acceptance towards cryptocurrency. In addition, the number of studies on cryptocurrency adoption in Malaysia also very less. Therefore, the aim of this study is to examines the accepting financial transaction using cryptocurrency from a customer perspective. The outcome of this study shows that (i) security and perceived ease of use are having a significant relationship with behavioral intention towards acceptance of cryptocurrency transactions; (ii) perceived trust and social influence are having no significant relationship with behavioral intention towards acceptance of cryptocurrency transactions. This study is important because it will help investors and potential customers to increase their knowledge in using and adopt cryptocurrency in their transaction.
Digital Banking Features and Customer Satisfaction Bt Shafee, Nur Baiti; Bt Suhaimi, Shadia; Bt Hashim, Haniza ...
2022 International Conference on Digital Transformation and Intelligence (ICDI),
2022-Dec.-1
Conference Proceeding
The various types of banking services have provided many choices and alternatives to bank users. In this case, there is fierce competition between the banks' services. The profitability of a bank is ...based on the number of loyal customers. It means to obtain loyal customers; the bank should provide services that match their demands and satisfy them. Due to the advancing technology, traditional banking gradually had been replaced by electronic banking. Therefore, it is crucial to understand the level of customer satisfaction with electronic banking. The primary data were collected through administrating questionnaire. Convenient sampling procedure was used to obtain 220 responses from customer of banking services. Multiple regressions were used to investigate the relationship between dependent and independent variables. The results of the regression test showed that internet banking, point of sale and website design have positive impact customer satisfaction.