The study examined an intergenerational model of financial socialization and its outcomes that connects parents’ and their children’s self-perceived financial learning outcomes to satisfaction with ...financial management and parent-child financial relationships. The conceptual model was based on models of financial socialization processes contributing to healthy financial development of emerging adult students (Shim et al., 2010; Sirsch et al., 2020), but extended the links across two generations within the same family. Considering perspectives of both generations in a single model, it was tested in a sample of 482 pairs of Slovenian first-year university students and one of their parents. Structural equation modeling revealed that parental healthy financial learning outcomes (knowledge, behavioral control, behavior) shaped their children’s positive financial development (financial learning outcomes and satisfaction) and promoted the parents’ satisfaction with financial management. In turn, both the students’ and the parents’ financial management satisfaction positively predicted a joint measure of satisfaction with parent-child financial relationship. Similar links of financial learning outcomes to satisfaction with financial management and parent-child financial relationships were observed for both generations, even though parents and their children were financially socialized under different socioeconomic conditions.
Civic Identity in Emerging Adulthood Lep, Žan; Zupančič, Maja
European journal of psychological assessment : official organ of the European Association of Psychological Assessment,
03/2023, Letnik:
39, Številka:
2
Journal Article
Recenzirano
Odprti dostop
Civic identity refers to beliefs, emotions, and
experiences of individuals regarding their membership in a particular community
and the perceived opportunities for their civic participation. It ...represents one
of the most important predictors of civic engagement, yet there is little
empirical evidence on its development in diverse samples. To address this gap in
the literature, we constructed the Civic Identity Status Scale (CISS) to measure
four identity statuses proposed by Marcia. In this study, we tested psychometric
properties of the newly developed scale and provided evidence for its score,
structure, and criterion validity in Slovenia through the lens of contemporary
views on validity by testing a series of structural equation models. A sample of
493 emerging adults (aged 18-29 years) participated in an online
survey. We determined criterion validity evidence by correlations of the CISS
scores with measures of civic behavior, perceived political interest, trust, and
self-efficacy and established generalizability evidence by testing the
measurement invariance of the CISS across different subsamples. The results
suggest that the CISS is a valid and reliable measure. Therefore, we suggest and
discuss possible future research directions.
Abstract Many parents cope with the prolonged financial dependence of their emerging adult children and problems arising from sharing a household, which may challenge parental satisfaction with money ...management (SMM) and life satisfaction (LS). We created and tested a conceptual model of potential pathways to parental SMM and LS. Data were collected in a sample of 482 student–parent pairs via an online survey that included adjusted questionnaires on financial functioning (Shim et al., Journal of Youth and Adolescence 39:1457–1470, 2010) and Satisfaction with Life Scale (Diener et al., Journal of Personality Assessment 49:71–75, 1985). Relying on the model of financial satisfaction from the student perspective (Sirsch et al., Emerging Adulthood 8:509–520, 2020), we proposed pathways of the family SES, financial parenting (explicit teaching and financial behavior; parent report; 22.8% fathers), and parent–child financial relationships (student report; Mage = 19.94; 45.2% males) to parental SMM and LS. We also anticipated intermediate relations of financial parenting with the students' self-reported financial learning outcomes (cognitive and behavioral/relational). The SES, proactive parental financial behavior, and favorable parent–child financial relationships predicted parental SMM and LS. Financial parenting was linked to the student's positive financial learning outcomes, but only financial knowledge further influenced the financial relationship with their parents. The findings suggest the benefits of successful parental financial socialization for both the offspring's finance-related outcomes and their parents' satisfaction.
Individuation Test for Emerging Adults–Short (ITEA-S) is a self-report instrument for measuring five aspects of individuation in emerging adulthood. The test consists of two equivalent forms for ...assessing individuation in relation to mother and father separately. In this study, we adapted the ITEA-S for use in Austrian and German emerging adult populations. In both samples, the two ITEA-S forms demonstrated satisfactory factorial validity and internal consistency. The scores on the five scales were meaningfully related to the Emotional, Functional, and Conflictual Dependence Scales of the Psychological Separation Inventory and also to life satisfaction as measured by the Satisfaction With Life Scale. The results of the multiple-group factor analyses supported the hypotheses of full metric and scalar invariance for both ITEA-S forms across the Austrian and German samples of emerging adults.
Spending money within the budget, financial planning, and saving represent important positive financial behaviors that contribute to financial satisfaction of emerging adults, which in turn predicts ...their satisfaction with life. In a mixed method study of Slovenian first-year university students (
N
= 515) and one of their parents, we qualitatively and quantitatively analyzed multi-informant survey data collected online on their motivation to save money and the factors that influence the students’ choice (demographics, parental saving, and parental financial socialization). More than half of the freshmen and their parents saved money, mostly for long-term financial goals, larger investments, financial security in the future, and with self-gratification motives. Saving and the motives for saving were moderately associated within the student–parent dyads: The students whose parents saved tended to save themselves, and the saving motives of parents and their emerging adult children also showed similarities. The role of parents as agents of financial socialization in the students’ healthy financial behavior was supported by significant associations between the students' recollection of parental socialization practices (direct financial teaching and financial monitoring) and their money saving.
This study employed the Individuation Test for Emerging Adults-Short (ITEA-S) to identify groups of emerging adults sharing similar individuation profiles (types) in relation to mother and father ...separately. Two-step clustering procedures of self-report data of Slovenian and Austrian participants suggested four internally replicable types of individuation across parents and countries: dependent, anxious, individuated-related, and individuated-independent. We revealed a moderate cross-parent structural consistency of the types and a fair cross-parent consistency of the participants’ type membership within each country. The structural consistency across countries was moderate for the types in relation to mother, but almost perfect in relation to father. Overall, individuals assigned to the anxious type scored the lowest and those classified as individuated-related scored the highest on emotional and psychological well-being (PWB. The results suggest the robustness of the ITEA-S types across parents in the two countries, and their associations with positive outcomes, supporting the validity of the types.
The aim of the present study was to validate the Slovenian version of the ZKPQ-50-CC (Aluja et al., 2006). The ZKPQ-50-CC is a shortened, cross-culturally validated version of the Zuckerman Kuhlman ...Personality Questionnaire (ZKPQ; Zuckerman et al., 1988), based on an alternative five-factor model of personality. Our sample included 2138 emerging adults (1534 females; Mage = 21.28 years; SD = 3.62) who filled in both the ZKPQ-50-CC and the Big Five Inventory (BFI; John et al., 1991). The results of a confirmatory factor analysis showed similarities to those of the original validation study across four European countries (Aluja et al., 2006). To improve upon the psychometric properties of the ZKPQ-50-CC scales, however, we removed six items with low factor loadings (below .30), resulting in the ZKPQ-44-CC. The five factors (Impulsive Sensation Seeking, Neuroticism-Anxiety, Aggression-Hostility, Activity, and Sociability) of the adjusted instrument suggested acceptable internal reliability, as well as satisfactory convergent and divergent validity against the BFI factors. We also determined relatively high levels of temporal stability (measurements two years apart) of the alternative five factors in a smaller follow-up sample (n = 168). Despite several drawbacks, we consider the ZKPQ-44-CC appropriate for psychological research in Slovenia.
This paper presents a study on emerging adults' separation-individuation in relation to parents from a person-centred perspective. The participants, aged 18 through 28 years (N = 2040, 73% female), ...offered self-reports on separation-individuation in relation to their mother and father separately. We used the Individuation Test for Emerging Adults (Komidar, L., M. Zupančič, G. Sočan, and M. Puklek Levpušček. 2014. "Development and construct validation of the Individuation Test for Emerging Adults (ITEA)." Journal of Personality Assessment 96 (5): 503-514), specifically designed to tap individuation issues in emerging adulthood. Clustering procedures revealed four internally replicable and structurally consistent types across parents, representing the current relationship dynamics of parent - child relationships. The consistency analysis of cross-parent type membership suggested that about a half of the participants were assigned to the same type of separation-individuation in relation to their mother and father. We considered the individuated-related and the individuated-independent type as healthy separated-individuated yet distinct types, whereas the anxious and the dependent type reflected likely difficulties in separation-individuation. The type membership was significantly associated with the participants' age, gender, and adult role transitions.
Celotno besedilo
Dostopno za:
BFBNIB, DOBA, IZUM, KILJ, NUK, PILJ, PNG, SAZU, UILJ, UKNU, UL, UM, UPUK
The study tested a model of first-year university students’ financial socialization focusing on parents as financial socialization agents and students’ present financial outcomes. Results from 395 ...Austrians (70% females) and 412 Slovenes (55% females) revealed significant pathways from recollected socialization experiences to students’ self-perceived financial learning outcomes (adopting parental role modeling and financial knowledge) and financial behavior control. Financial knowledge and behavioral control partly mediated the effect of prior socialization experiences on students’ financial behavior, financial relationship with parents, and financial satisfaction. Among country-specific pathways, adopting parental role modeling indirectly influenced financial outcomes in the Slovene students, whereas for the Austrian students, it was directly associated with better financial relationships with parents. Our findings on the pathways to healthy financial outcomes provide important suggestions to parents and emerging adult students.
The study examined unique predictive relations of personality traits with three components of subjective well-being (WB) in a normative sample (N = 272; 70% females) of Slovene elderly (M = 71.82 ...years, SD = 6.03). Investigating the concurrent relationships, we relied on the Big Five personality model and the Keyes’s model of WB, which entails emotional well-being (EWB), psychological well-being (PWB), and social well-being (SoWB). We also considered the participants’ background characteristics (age, gender, marital status and educational level), and their subjective health status in predicting the components of WB. The respondents filled-in a scale of subjective health, constructed for the purpose of the study, the Big Five Inventory and the Mental Health Continuum – Short Form. The demographic characteristics did not significantly contribute to any aspect of WB, whereas self-reported health significantly improved the prediction of EWB and PWB. The Big Five uniquely predicted all of the components of WB, over and above demographics and subjective health. Agreeableness was a significant single predictor across the components of WB. Higher levels of conscientiousness and lower levels of neuroticism contributed to EWB. Conscientiousness, extraversion, and openness predicted PWB, and openness predicted SoWB.
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