Indebted Zaloom, Caitlin
Princeton University Press,
2021, 20210504, 2019, 2021-05-04, 2019-09-03, 2021.
eBook, Book
How the financial pressures of paying for college affect
the lives and well-being of middle-class families The
struggle to pay for college is a defining feature of middle-class
life in America. ...Caitlin Zaloom takes readers into homes of
families throughout the nation to reveal the hidden consequences of
student debt and the ways that financing college has transformed
our most sacred relationships. She describes the profound moral
conflicts for parents as they try to honor what they see as their
highest parental duty-providing their children with opportunity-and
shows how parents and students alike are forced to gamble on an
investment that might not pay off. Superbly written and
unflinchingly honest, Indebted breaks through the culture
of silence surrounding the student debt crisis, exposing the
unspoken costs of sending our kids to college.
The student loan mess Best, Joel; Best, Eric
2014., 20140502, 2014, 2014-05-02
eBook
This illuminating investigation uncovers the full dimensions of the student loan disaster. A father and son team—one a best-selling sociologist, the other a former banker and current quantitative ...researcher—probes how we’ve reached the point at which student loan debt—now exceeding
This volume provides a comprehensive and evenhanded overview of the escalating college affordability crisis in the United States. It explains how higher education became so expensive and explores the ...implications of high college loan debt for students and American society. The 21st Century Turning Point series is a one-stop resource for understanding the people and events changing America today. Each volume provides readers with a clear, authoritative, and unbiased understanding of a single issue or event that is driving national debate about our country's leaders, institutions, values, and priorities. This particular volume is devoted to the issue of the rising cost of higher education in the United States. The expense of pursuing a college degree has become so high for so many students, in fact, that the country is experiencing what many educators, economists, parents, and students describe as a college affordability crisis. This work provides an accessible, accurate account of the factors driving this trend, including dramatic reductions in higher education spending by states; for-profit colleges; predatory, unscrupulous, and lightly regulated student loan service companies; and spiraling spending by colleges and universities competing to attract students.
This book analyzes reliable evidence to tell the true story of student debt in America. One of the nation's foremost experts on college finance, Sandy Baum exposes how misleading the widely accepted ...narrative on student debt is. Baum combines data, research, and analysis to show how the current discourse obscures serious problems, risks misdirecting taxpayer dollars, and could deprive too many Americans of the educational opportunities they deserve. This book and its policy recommendations provide the basis for a new and more constructive national agenda to make paying for college more manageable.
Almost 50 million Americans have cumulatively borrowed more than
$1.5 trillion to attend college. Roughly one-third of all adults
aged 25 to 34 have a student loan. In Education without
Debt ...businessman and philanthropist Scott MacDonald examines
the real-life impact of crushing levels of student debt on
borrowers and what can be done to fix this crisis.
Weaving together stories of debt-impaired lives with stories of
personal success achieved with the essential help of financial aid,
MacDonald reveals the devastating personal and societal impact of
the debt problem and offers possible solutions. He explores the
efforts of colleges and private philanthropists to make education
affordable and relates his own experience of funding financial aid
for need-eligible students at five universities.
Education without Debt is a must-read book for anyone
concerned about the rising cost of education and what to do about
this critical policy and societal issue.
