The digital revolution in finance has bypassed many in rural areas due to limited access to technology and infrastructure. While real-time Internet banking isn’t feasible, a new approach is needed to ...create a secure, low-cost banking ecosystem for these unconnected populations. Existing offline payment mechanisms, prevalent in countries like India, offer some solutions but may still be expensive for rural communities. Researchers are exploring cost-effective solutions based on the Internet of Things (IoT). This study explores various IoT and non-IoT-based offline digital banking solutions to identify potential ways to provide digital payment options for the unconnected rural population.
The adoption of electronic commercial transactions has facilitated cross-border trade and business, but the complexity of determining the place of business and other connecting factors in cyberspace ...has challenged existing private international law. This comparison of the rules of internet jurisdiction and choice of law as well as online dispute resolution (ODR) covers both B2B and B2C contracts in the EU, USA and China. It highlights the achievement of the Rome I Regulation in the EU, evaluates the merits of the Hague Convention on Choice of Court Agreement at the international level and gives an insight into the current developments in CIDIP. The in-depth research allows for solutions to be proposed relating to the problems of the legal uncertainty of internet conflict of law and the validity and enforceability of ODR agreements and decisions.
IntroductionDuring the COVID-19 pandemic confinement, the number of people shopping online has increased all over the word. To date, little is known about the online shopping behaviours of Tunisians ...consumers.ObjectivesEvaluate the characteristics of internet shopping among Tunisian consumers.MethodsA cross-sectional, descriptive and analytical study was conducted among subjects who had already made at least one online purchase. Data was collected using a self-questionnaire published by GOOGLE FORMS. We used a survey form collecting socio-demographic data, personal history and characteristics of online shopping behaviour.ResultsA total of 137 participants aged 34.62 ± 9.82 years took part in this study.All participants had made at least one online purchase, with 43.8% (N=60) purchasing “More than once a year”. The products purchased were most often textiles and shoes (50.4%; N=69). The main reasons consumers gave for buying online were special offers (37.2%, N=51), reduced prices (25.5%, N=35) and free delivery (14.6%, N=20). Almost half of the participants (N=63; 46%) said that they had visited physical shops less since they started shopping online. Regarding the average online shopping budget, 44.5% of consumers (N=61) spent less than 50 dinars/month and 18.2% (N=16) did not use all the products they bought online. Almost half of participants (N=68, 49.6%) feared that their credit card information would be at risk. The majority of respondents (88.9%) thought they might receive a faulty product following online shopping.ConclusionsOur study has enabled us to identify certain factors that may act as a blocker for online purchasing. So that, stablishing strategic actions for the continuous improvement of online shopping services with the reduction of subjectivity in customer perception will be helpful.Disclosure of InterestNone Declared
Today, the world of online information is online, and online shopping has become an indispensable part of most people's lives. Online e-commerce platforms should be how to provide users with quality ...platform services and purchase security and increase the amount of profit has become the focus of the e-commerce platform. This paper analyzes the model of trust e-commerce and the economic benefits it brings and concludes that a high-quality trust e-commerce platform can establish a new trust-based economic system, providing a better market environment for merchants and purchasers, and merchants can promote the goods to the majority of people's attention, thus having a sustained and stable profit income; for users to get the goods they need at a reasonable price without having to worry about the risk of merchants Collecting money to run away from the risk of users to increase trust in online shopping so that the user's desire to buy, and repurchase rate have significantly increased, for the subsequent healthy development of the platform to play a decisive role.
Amazon started with a plan to disrupt bookselling. It sold cheap books online, delivering them straight to customers’ homes. Three decades later it employs a million people in America and owns one ...hundred warehouses, each stocked with millions of products. More than a third of the US e-commerce market flows through it. Now, another company has spied an opportunity to disrupt Amazon: Temu. The Chinese e-commerce giant wants to undercut its US rival, delivering impossibly cheap stuff to Americans straight from factories in China. How worried should Amazon be? Hosts: Alice Fulwood, Mike Bird, Tom Lee-Devlin. Guests: Wendy Woloson of Rutgers University-Camden; Mark Shmulik of Bernstein; Michael Morton, an e-commerce analyst at MoffettNathanson; and Josh Silverman, CEO of Etsy. Listen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+
Editorial Moraes, Joysi
Revista Pensamento Contemporâneo em Administração,
07/2023, Letnik:
17, Številka:
3
Journal Article
Recenzirano
Odprti dostop
Elaine Aparecida Lopes da Silva, Lissa Valeria Fernandes Ferreira, María Carolina Cavalcante Dias e Marina Torelló Navarro analisaram A influencia das embalagens e dos preços nas decisôes de compra ...de barras de chocolate (The influence of packaging and prices on chocolate bar purchasing decisions). Em Capital intelectual e o desempenho dos institutos federáis (Intellectual capital and the performance of federal institutes), Diana Lucia Ramos Balbino Navarro e Francisco Antonio Bezerra estudaram a influencia dos gastos relacionados com o capital intelectual e seus componentes (capital humano, capital de cliente e capital estrutural) sobre o desempenho da educaęao nas instituiçoes de ensino, específicamente nos Institutos Federáis, nos anos de 2017 a 2019, com base no Exame Nacional do Ensino Medio (ENEM). Efeito bumerangue entre a participação cidadâ e a cidadania (Boomerang effect between citizen participation and citizenship), de Amanda Flörense Alves Amorim e Carlos Eduardo Cavalcante, analisa a participação cidadâ sob a lente do Individualismo metodológico de Hayek e, sob esta perspectiva, mostram que sao os individuos quem tem a capacidade de agir e interagir, sendo estes agentes de mudança no contexto social.
The End of Ownership Perzanowski, Aaron; Schultz, Jason
2016, 20180316, 2016-10-28, 2016-11-04
eBook
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If you buy a book at the bookstore, you own it. You can take it home, scribble in the margins, put in on the shelf, lend it to a friend, sell it at a garage sale. But is the same thing true for the ...ebooks or other digital goods you buy? Retailers and copyright holders argue that you don't own those purchases, you merely license them. That means your ebook vendor can delete the book from your device without warning or explanation -- as Amazon deleted Orwell's 1984 from the Kindles of surprised readers several years ago. These readers thought they owned their copies of 1984. Until, it turned out, they didn't. In The End of Ownership, Aaron Perzanowski and Jason Schultz explore how notions of ownership have shifted in the digital marketplace, and make an argument for the benefits of personal property.Of course, ebooks, cloud storage, streaming, and other digital goods offer users convenience and flexibility. But, Perzanowski and Schultz warn, consumers should be aware of the tradeoffs involving user constraints, permanence, and privacy. The rights of private property are clear, but few people manage to read their end user agreements. Perzanowski and Schultz argue that introducing aspects of private property and ownership into the digital marketplace would offer both legal and economic benefits. But, most important, it would affirm our sense of self-direction and autonomy. If we own our purchases, we are free to make whatever lawful use of them we please. Technology need not constrain our freedom; it can also empower us.
Social commerce, a subset of eCommerce that usually occurs on social media platforms, is currently revolutionizing eCommerce. Activities undertaken on SNS such as posting, commenting, liking, ...sharing, and reading on SNS have been described by literature to lead to sharing and giving social commerce-related information. But no study has focused on whether these SNS activities may influence purchase intention. As such, this paper sought to assess the influence of two main forms of SNS behavior (active and passive SNS behavior) on social commerce purchase intention as well as examine the mediating effect of online bridging and bonding social capital. The results further revealed that active SNS behavior has a positive influence while passive SNS behavior has a negative influence on purchase intention under social commerce. The results and contribution of this study regarding theory, practice, and future research are further discussed.
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