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  • Dileme in perspektive preventivnega delovanja slovenskih zavarovalnic
    Žnidarič, Boris, 1948-
    The insurance industry is one of the service branches of industry with a long and diverse history of evolution. At different stages of its development, the insurance industry represented a response ... by the existing social groups and by society as a whole to the threats imposed upon a man and his property. As a consequence, many mechanisms have been put in place aimed towards efficient compensation in the event of claims as well as in the area of prevention. In most cases, insurance companies offer certain bonuses, discounts and other bounties as part of their insurance products (types, subtypes and categories of insurance policies) when their clients behave in a responsible manner. This behaviour includes installing alarms, using recommended materials or organizing and carrying out activities to reduce the possibility of physical (health hazard) or material claims, thus enhancing the level of security. However, in the daily praxis of the Slovenian insurance industry both at the national level and in individual insurance companies, one can establish a lack of a long-term and systematic development of new prevention-oriented mechanisms and practices. This area abounds in opportunities for the development of prevention mechanisms. Therefore, it would be reasonable for research and science to become an integral part of this process in a more intensified manner. Preventive action must become a constituent element of the business policy of insurance corporations. It is a fact that prevention activities form a part of the insurance business. The question is, what is the proportion that they represent and whether they are efficient or not. The benefits of prevention must be enjoyed by the widest possible circle of the interested parties, rather than limited to those who have contracts signed with insurance companies (policy holders).
    Vir: Teorija in praksa : revija za družbena vprašanja. - ISSN 0040-3598 (Letn. 41, št. 3/4, 2004, str. 535-547)
    Vrsta gradiva - članek, sestavni del ; neleposlovje za odrasle
    Leto - 2004
    Jezik - slovenski
    COBISS.SI-ID - 969194

    Povezava(-e):

    http://dk.fdv.uni-lj.si/tip/tip20043-4znidaric.pdf
    Digitalna knjižnica Univerze v Mariboru – DKUM

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