Variability of suspended sediment concentration (SSC) versus discharge relationships in streams is often high and illustrates variable particle origins or availability. Particle availability depends on both new sediment supply and deposited sediment stock. The aim of this study is to improve SSC–discharge relationship interpretation, in order to determine the origins of particles and to understand the temporal dynamics of particles for two small streams in agricultural catchments from northwestern France. SSC and discharge were continuously recorded at the outlets and data were examined at different time‐scales: yearly, monthly, with distinction between flood periods and non‐flooding periods, and individual flood events. Floods are classified in relation to SSC–discharge hysteresis, and this typology is completed by the analysis of SSC–discharge ranges during rising and falling flow. We show that particles are mainly coming from channel, banks, either by hydraulic erosion or by cattle trampling. Particle availability presents a seasonal dynamics with a maximum at the beginning of autumn when discharge is low, decreasing progressively during autumn to become a minimum in winter when discharge is the highest, and increasing again in spring. Bank degradation by cattle is the determining factor in the suspended sediment dynamics. Cattle bank‐trampling produces sediment, mostly from spring to autumn, that supplies the deposited sediment stock even outside floods. This hydrologically independent process hides SSC–discharge correlation classically linked to hydraulic erosion and transport. Differences in SSC–discharge relationships and suspended sediment budgets between streams are related to differences in transport capacity and bank degradation by cattle trampling and channelization. Copyright © 2007 John Wiley & Sons, Ltd.