Regional banks are closer to the real economy, their relationship with the companies have a long-term basis, they take into account the interests of small enterprises in full measure, without which the balanced economic development of regions is impossible. ...the main activities and prospects for further development of the regional banks are directly related to their active involvement in lending to manufacturing, small and medium-sized businesses, financial support of the programs for the economic development of the regions (Naveh, M.H., Torosyan, T., Jalaee, S.A., 2012. Concerning "star", "profit-oriented" and "capitalized" systems, for them the value of reliability index reaches 24,37%, 18,45% and 24,19%, respectively. ...we can differentiate two trends in the activity of the regional banking systems of the VFD: loss of functioning and reduction of capitalization.