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13.
(Kazenska) odgovornost bankirjev za slabe bančne kredite
Štiblar, Franjo
Pri obravnavi odgovornosti bankirjev za slabe bančne kredite so odločilni objekt, tj. slab kredit (kredit z neustreznim zavarovanjem za primer nevračila), subjekti, ki so prispevali k njegovemu ...nastanku (zunanje okoliščine finančne krize, odločitev centralnih bank in vlad, pogodbenika), in posel, ki ga je pravno omogočil (normativni akt in konkretna kreditna pogodba). Pri iskanju krivca (inkriminaciji slabih bančnih kreditov) je treba, čeprav je težko, ločiti prispevek zunanjih okoliščin od okoliščin podelitve kredita, pri slednjih pa poslovno tveganje od kaznivega dejanja. Večja normativna transparentnost, zgledi tuje prakse in izobraževanje bodo izboljšali učinkovitost pravosodja tudi na tem področju.
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JCR
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