Finansijski sistem je skup različitih segmenata finansijskog tržišta, finansijskih institucija i finansijskih instrumenata. Kao takav predstavlja bitan sastavni deo ekonomskog sistema. Ima ključnu ...ulogu u povezivanju investicija i štednje. Finansijski sistem predstavlja uređen sistem institucija, procedura i organizacija koji omogućava protok sredstava od finansijski suficitarnih ka finansijski deficitarnim subjektima. Transfer finansijskih sredstava između pomenutih subjekata se odvija na dva načina - direktno kroz tržište hartija od vrednosti ili indirektno, preko finansijskih posrednika. U radu će biti razmatrani bankarski i tržišno orijentisani finansijski sistemi sa svim svojim prednostima, nedostacima i međusobnim suprotnostima.
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