Kreditno zavarovanje oziroma zavarovanje del credere, ki ga zagotovi zavarovalnica kreditodajalcu za povrnitev škode zaradi neizpolnitve obveznosti kreditojemalca, je po izrecni določbi ...Obligacijskega zakonika izključno iz pravil o zavarovalni pogodbi. Sodna praksa ni enotna o pravni naravi kreditnega zavarovanja in uporabi zakonskih pravil. V prispevku avtorica podredi tovrstno zavarovanje pod institut poroštva in na tej podlagi analizira zastaranje terjatev do zavarovalnice in kreditojemalca.
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