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Fakulteta za informacijske študije v Novem mestu (FIS)
  • State of the cyber insurance products within Slovenian insurance companies [Elektronski vir]
    Kavčič, Tina, 1980- ; Delak, Boštjan
    With the growing prevalence of cyber threats and cyber attacks enterprises have to manage their cyber risks. There are several risk strategies for cyber risk mitigation. One of them is to transfer ... the cyber risk to insurance companies through the so called "cyber insurance". Cyber insurance is an insurance package used to protect companies and individuals from Internet risks, Internet of things risks, and risks associated with information technology infrastructure and activities. It is estimated that approximately 85% to 90% of the cyber insurance market is located in the United States while the European market is estimated to account for approximately 5% to 9%. With the exception of the Baltic countries, smaller countries have problems raising cyber risk awareness within their countries. This paper describes the results of our survey on availability of cyber insurance products in Slovenia. Results show that currently only a few insurance companies even offer cyber insurance products. On the other hand, the survey shows that regulators did not issue any guidelines to insurance companies to develop such insurance products. The aim of our paper was to raise awareness about the potential of cyber insurance products among scholars, insurance stakeholders, regulators, and also among potential clients.
    Vrsta gradiva - e-članek
    Leto - 2019
    Jezik - angleški
    COBISS.SI-ID - 44763651