FDV, Osrednja družboslovna knjižnica J. Goričarja, Ljubljana (ODKLJ)
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Asset-based welfare : is housing equity release a viable option for pensioners in SloveniaSendi, Richard ; Filipovič Hrast, Maša, 1977- ; Kerbler, Boštjan KefoThe transformations in the welfare state regimes that have occurred globally, over the last three decades or so, have seriously affected the capacity of states to sustain the previous levels of ... social care and protection. These changes, already being manifested, inter alia, in trends in declining earnings of pensioners have inspired some researchers in this field to explore alternative ways of mitigating their impact on the well-being of the elderly during the retirement period. One of the theories that has been advanced to this effect is the so-called asset-based welfare concept which suggests that the wealth accumulated by people in the form of housing assets presents a financial reservoir that may serve as a source of income for pensioners in time of need. To address these issues, a variety of mechanisms have been developed and presented as "equity release products" that may be used by senior homeowners to improve their living situation. This article contributes to the debate from the perspective of a country in Central and Eastern Europe (CEE), a region that has been rarely included in the scholarly discourse on the topic. While there might have been some level of success in the implementation of these instruments in some countries, the survey findings presented and discussed in this article show that Slovenian elderly homeowners strongly reject all the equity release products that were presented to them as potential options for alleviating financial hardship in old age. These findings lead us to the conclusion that it is highly unlikely that Slovenian elderly homeowners would ever accept and exploit, at any meaningful level of uptake, the investigated equity release mechanisms.Vir: Journal of European social policy. - ISSN 0958-9287 (Vol. 29, no. 4, Oct. 2019, str. 577-589)Vrsta gradiva - članek, sestavni delLeto - 2019Jezik - angleškiCOBISS.SI-ID - 35896669
Avtor
Sendi, Richard |
Filipovič Hrast, Maša, 1977- |
Kerbler, Boštjan Kefo
Teme
Država blaginje |
Welfare state |
Osebna blaginja |
Well-being |
Stanovanje |
Housing |
Lastništvo |
Ownership |
Upokojenci |
Retirees |
Slovenija |
Slovenia
Vnos na polico
Trajna povezava
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Faktor vpliva
Dostop do baze podatkov JCR je dovoljen samo uporabnikom iz Slovenije. Vaš trenutni IP-naslov ni na seznamu dovoljenih za dostop, zato je potrebna avtentikacija z ustreznim računom AAI.
Leto | Faktor vpliva | Izdaja | Kategorija | Razvrstitev | ||||
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JCR | SNIP | JCR | SNIP | JCR | SNIP | JCR | SNIP |
Baze podatkov, v katerih je revija indeksirana
Ime baze podatkov | Področje | Leto |
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Povezave do osebnih bibliografij avtorjev | Povezave do podatkov o raziskovalcih v sistemu SICRIS |
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Sendi, Richard | 10488 |
Filipovič Hrast, Maša, 1977- | 23425 |
Kerbler, Boštjan Kefo | 23488 |
Vir: Osebne bibliografije
in: SICRIS
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