The study aims to investigate factors influencing business households’ decision for borrowing credit: the case of commercial banks in Tra Vinh Province, VietNam. The study was conducted by collecting ...data from 300 business households traded at four commercial banks in Tra Vinh province (Viet Nam bank for agriculture and rural development, Tra Vinh Branch; Viet Nam jointstock commercial bank industry and trade, Tra Vinh Branch; Asia joinstock commercial bank, Tra Vinh Branch; Viet Nam jointstock commercial bank for foreign trade, Tra Vinh Branch). By the use of the Binary Logistic regression method, the research found out that the factors influencing to borrow credit of household business’s decision including: banks brand names, loan interest rates, service attitude, and loan procedures. Of those, the banks brand names and lending interest rates have the strongest impacts on borrow credit decision of business households at commercials banks in Tra Vinh province. Since then, the study has proposed solutions to improve access to credit of business households in commercial banks in Tra Vinh province in the coming time, such as: developing a bank brand; the development of flexible lending interest rate policies; improve service style of bank staff; at the same time, simplifying lending procedures.
Gabriela Jaecker specializes in family-run enterprises without an heir for the helm. She's the last resort for directors facing the choice of either selling their company or entrusting it to an ...outsider. It can sometimes take several years for her to find a suitable successor. Anja Kimmig visited the Business Consultant at work.
For more than 110 years, the Munk family has been building top-notch ladders in the southern German city of Günzburg. The Munk's have dedicated their lives to crafting the perfect system to climb up ...and down, step by step. In fact, the term "ladder" has taken on completely new dimensions in Günzburg.
Family-run companies do business differently - and they're proud of it. The German association representing family-run enterprises says those who risk their own assets are more careful in their ...calculations, and recommends that financially sustainable mentality to politicians in dealing with the current euro crisis.
We provide a theory whereby non-benevolent, self-employed households increase their expected family size to raise the likelihood that an inside family member will be a good match at running the ...business. Hence, having larger family sizes raises the self-employed household’s expected return to their business. Using data from the General Social Survey, we find that respondents have approximately .2 to .4 more actual and expected number of children if they are self-employed as compared to if they are not self-employed. This empirical relationship is established across a broad array of sub-samples using a simple differences in means test. As well, the empirical relationship holds using a regression framework, including the use of instrumental variables estimation to allow for the possibility of endogeneity of the respondent’s self-employment status and whether the respondent’s spouse stays at home.
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