This research is on the development of a microcontroller-based sorter of Money Cards together with an online application for the Money Cards as well. The sorter has 8 divisions in order to simulate ...the 8 areas in Metro Manila to where the cards will be sent to. The 8 areas are composed of the 7 areas in the South Metro Manila and 1 area composing of all the areas belonging to the North metro Manila. The website of the online application contains the necessary fields for the application of the Money Card. The sorter has a barcode reader. Each card has a barcode sticker corresponding to one of the 8 areas of the sorter. In addition, this barcode sticker corresponds to the information based on the online application where the cards will be sent that is specified by the user. The barcode reads the sticker on the cards and then sorts it accordingly to the correct corresponding divisions of the sorter.
PENGARUH PERSEPSI MANFAAT, PERSEPSI KEMUDAHAN, FITUR LAYANAN, DAN KEPERCAYAAN TERHADAP MINAT MENGGUNAKAN E-MONEY CARD (STUDI PADA PENGGUNA JASA COMMUTERLINE DI JAKARTA)Setyo Ferry WibowoFakultas ...Ekonomi Universitas Negeri Jakartae-mail : setyoferry@yahoo.comDede RosmauliFakultas Ekonomi Universitas Negeri Jakartae-mail : dederosmauli@gmail.comUsep SuhudFakultas Ekonomi Universitas Negeri Jakartae-mail : usepsuhud@feunj.ac.idABSTRACTThe purpose of this research are: to know influential positive and significant perceived usefulness toward intention to use e-money card, to know influential positive and significant perceived ease of use toward intention to use e-money card, to know influential positive and significant feature availability toward intention to use e-money card, to know influential positive and significant terust toward intention to use e-money card. Object of the research is respondent that has not using e-money card. The result of descriptive test shows; the significant influence of perceived usefulness toward intention to use e-money card, the significant influence of perceived ease of use toward intention to use e-money card, the significant influence of feature availability toward intention to use e-money card and the significant influence of trust toward intention to use e-money card.Keywords: perceived usefulness, perceived ease of use, feature availability,trust, and intention to use e-money card.
Analysis of e-Toll card usage at Pondok Ranji Tollgate Panjaitan, Andry M.; Andrew, Jonathan; Silalahi, Rudy Vernando
2014 2nd International Conference on Information and Communication Technology (ICoICT),
05/2014
Conference Proceeding
e-Toll is a prepaid card used mainly for electronic payment at toll gates which accepts its usage. This research is conducted because the researcher has observed the phenomenon that the usage of ...e-Toll Card is still low. The main problem that this research addresses is to analyze the reasons that e-Toll Card still had not reached its intended usage level of 30 % of all toll users which should have been achieved at December 2012 as is set by PT Jalantol Lingkarluar Jakarta. The objective of this research is to develop advices for PT JLJ to improve e-Toll usage on Pondok Ranji Tollgate and to improve e-Toll services for existing e-Toll Card users. This research first determines the exact amount of e-Toll usage which is determined to be 22.46 %. This research then attempts to capture the opinion of user using a questionnaire. The survey results are then analyzed using descriptive statistics and Mann Whitney test to develop the advice. The result of the research are developed advices to improve the usage of e-Toll card and to improve existing e-Toll services for existing users which are socialization for e-Toll Card's other uses aside from payment at tollgates and that other Mandiri Prepaid Card under different brand could also be used like an e-Toll Card, a promotion system that is more noticeable to the customers, increasing the number of lanes for the Bintaro-Jakarta route, adding more locations to recharge the e-Toll card, implementing a recharge system that does not require a top up process, increasing the benefits of e-Toll Card, continuing the e-Toll Card sale in Toll Gate, a system to warn e-Toll Card user that their funds are running out, faster transaction times for e-Toll card, and making the OBU have lower prices and easier to purchase.
유가증권은 사권(재산권)이 표창되어 있는 증권으로서 그 권리의 행사에 증권을 필요로 하는 것을 말한다. 이에 대하여 전자유가증권은 재산권을 정보처리시스템에 의하여 전자문서로 작성하여 표창하고 그 권리의 이전 및 행사에 전자문서의 송신·수신을 필요로 하는 증권이라고 정의할 수 있다. 전자적 증서로서 유가증권인가 여부가 문제되는 것으로는 전자어음, 전자채권, ...전자화폐의 접근매체, 선불 전자지급수단의 접근매체, 전자선하증권, 주식 등의 전자등록제도상의 전자등록부 등이다.
전자어음의 법적 성질에 관하여는 전자등록증권설과 전자유가증권설이 대립하고 있는데, 종이 어음의 전자적 상응물로서 유가증권의 일종이라고 보아야 할 것 이다.
전자채권증서의 법적 성질에 관하여는 지명채권설과 기명증권설이 대립하고 있는데, 유통성이 제한되는 기명증권의 일종으로 볼 수 있을 것이다.
전자화폐의 접근매체는 전자화폐의 유형에 따라 전자화폐카드와 디지털화폐의 전자문서로 구분할 수 있다. 전자화폐카드는 일종의 선불카드로서 법률에 의하여 특정한 목적을 위하여 금전에 갈음하여 사용되는 증서로서 그 자체 일정한 금전적 가치를 소장하고 있으므로 유가증권으로 보기는 어렵고 금권에 해당한다. 디지털화폐의 접근매체인 전자문서는 지시증권·무기명증권에 인정되는 배서 또는 교부의 방법에 의한 양도가 인정되지 아니하고, 권리자가 특정되는 경우에도 기명증권과 같이 지명채권양도의 방법으로 양도될 수 없으므로 유가증권으로 보기 어렵고, 증거증권 및 면책증권의 성질을 가진다.
선불전자지급수단의 접근매체는 실물카드 방식 또는 전자문서 방식으로 발급된다. 카드방식의 접근매체는 일종의 선불카드로서 유가증권으로 볼 수 있다. 전자문서 방식의 접근매체는 권리자가 전자문서에 특정되기는 하지만, 지명채권양도의 방법으로 양도될 수 없고, 또 지시증권·무기명증권에 인정되는 배서 또는 교부의 방법에 의한 양도도 인정되지 아니하므로 유가증권으로 보기 어렵다. 그러나 디지털상품권은 일정한 급여청구권을 정보처리시스템에 의하여 전자문서로 작성하여 표창하고 보통 무기명식으로서 그 권리의 이전 및 행사에 전자문서의 송신·수신을 필요로 하므로 유가증권으로 볼 수 있을 것이다.
전자선하증권은 발행·배서 및 권리행사가 전자어음법의 규정과 같이 규율될 예정이고 종이 선하증권과 같은 효력이 인정되므로, 종이 전자선하증권의 전자적 상응물로서 유가증권의 일종이라고 보아야 할 것이다.
전자등록제도에서 증권 없는 권리가 등록되는 전자등록부는 권리의 공시방법일뿐이며 권리의 표창성에 있어서 일반 유가증권에서의 권리와 증서의 결합의 정도에 이르지 못하고, 권리의 이전은 전자등록부의 계좌상의 대체기재에 의하고 전자문서의 송신·수신을 필요로 하지 않으며, 또 기명날인 또는 서명의 법적 효력이 있는 전자적 기법(예컨대, 전자서명)이 이용되는 것도 아니므로 유가증권으로 보기 어려울 것이다.
This article is focused on the nature of electronic negotiable certificates: electronic promissory note, electronic certificate of credit, e-money card, electronic pre-payed card, electronic document of electronic pre-payed means, digital certificate of merchandise, electronic bill of lading, electronic register in electronic registration system, etc.
Electronic negotiable instrument is a certificate in which property right is embodied on electronic document, and transmission and receipt of the document are required for transfer and exercise of the right.
Electronic promissory note is a alternative of paper promissory note and a sort of electronic negotiable instrument. Electronic certificate of credit is a sort of electronic negotiable instrument with limited negotiability.
E-money card or certificate of digital money has a money-value in itself, and therefore it is not a negotiable instrument but simply a certificate of money.
Electronic pre-payed card is a sort of electronic negotiable instruments. It represents a right for delivering of a good or a service to holder of the card, requires possession of the card for excercise of the right, and transfer of the right is transferred by simply deliver of the card. However, electronic document of electronic pre-payed means as an access device is not electronic negotiable instrument.
Digital certificate of merchandise is a sort of electronic negotiable instruments, and bear certificate in which transmission and receipt of the certificate are required for transfer and exercise of the right.
Electronic bill of lading is a sort of electronic negotiable instruments which is regulated as the same way to electronic promissory note.
Electronic register in electronic registration system is not a sort of electronic negotiable instruments. The right registered on the registry can be transferred by electronic registry on each account to related transaction, and the registry is not required for electronic signatures. The transmission and receipt of the right are not required for transfer and exercise of the right.