U radu se analizira proces digitalne transformacije s posebnim naglaskom na stanje digitalne transformacije u sektoru maloprodaje u Republici Hrvatskoj. Pored analize ključnih elementa same digitalne ...transformacije, analize globalnih promjena u sektoru maloprodaje i njegove digitalizacije, za potrebe rada provedeno je istraživanje koje je potvrdilo pretpostavke o digitalnoj spremnosti maloprodaje u RH, kao i o stanju digitalizacije iste te stanju digitalne transformacije. Naime, iako je velika većina poduzeća iz uzorka svjesna izazova koje nosi novo digitalno okruženje, digitalizacija i digitalna transformacija nisu svim akterima u sektoru prioritet. Razlozi za nečinjenje su vrlo često financijske ili operativne prirode. Najveća pozornost poduzeća iz sektora je usmjerena na razvoj novih digitalnih platformi, a interno se primarno fokusiraju na digitalizaciju internih procesa. Fokus na potrošače i cjelokupne odnose s njima još uvijek je sekundarna tema u procesu digitalizacije i digitalne transformacije poduzeća iz sektora maloprodaje. Također, poduzeća iz sektora maloprodaje u ovom istraživanju jasno se mogu podijeliti u skupinu onih koja aktivno rade na digitalizaciji i digitalnoj transformaciji i ona koja to ne čine.
U radu se analizira proces digitalne transformacije s posebnim naglaskom na stanje digitalne transformacije u sektoru maloprodaje u Republici Hrvatskoj. Pored analize ključnih elementa same digitalne ...transformacije, analize globalnih promjena u sektoru maloprodaje i njegove digitalizacije, za potrebe rada provedeno je istraživanje koje je potvrdilo pretpostavke o digitalnoj spremnosti maloprodaje u RH, kao i o stanju digitalizacije iste te stanju digitalne transformacije. Naime, iako je velika većina poduzeća iz uzorka svjesna izazova koje nosi novo digitalno okruženje, digitalizacija i digitalna transformacija nisu svim akterima u sektoru prioritet. Razlozi za nečinjenje su vrlo često financijske ili operativne prirode. Najveća pozornost poduzeća iz sektora je usmjerena na razvoj novih digitalnih platformi, a interno se primarno fokusiraju na digitalizaciju internih procesa. Fokus na potrošače i cjelokupne odnose s njima još uvijek je sekundarna tema u procesu digitalizacije i digitalne transformacije poduzeća iz sektora maloprodaje. Takod strok signer, poduzeća iz sektora maloprodaje u ovom istraživanju jasno se mogu podijeliti u skupinu onih koja aktivno rade na digitalizaciji i digitalnoj transformaciji i ona koja to ne čine.
The ISO 9000 quality systems have proved to be a useful management tool. Nevertheless, the demands of the society have extended to additional areas of management systems. In this context, integrated ...management systems have been increasingly implemented in companies that want to ensure compliance of several standards, thus reducing the working documentation, the evaluation time and the costs of developing and maintaining such a system. The purpose of this research is to assess the level of implementation of integrated management systems in Croatian foreign export companies operating in the industrial and agricultural sectors, ie to determine the percentage of Croatian foreign export companies certified to ISO 9001, ISO 14001, OHSAS 18001 and other standards, as well as to determine whether they can lead to the increase of Croatian exports and, if so, to what extent. The joint implementation of the ISO 9001 and ISO 14001 standards together with other standards analysed in this paper provides the basis for sustainable development and hence for the overall quality of management.
This paper presents profitability trends in the largest Croatian banks in the period from 2008 to 2012, as well as concentration index trends in the Croatian banking sector. The values of the ...concentration indices in the Croatian banking sector suggest that a high level of correlation and “similarity” between the concentration indices is indicative of a quality concentration analysis. This is demonstrated by the following indices: the concentration ratio, the Herfindahl-Hirschman index, the Hall-Tideman index, the Rosenbluth index, the Gini coefficient and the entropy measure. It is evident that in the observed period there was an increase in the concentration of the Croatian banking system as a result of a reduction in the absolute number of banks, as well as an increase in the market shares of banks following behind the two banks holding the largest market shares (Zagrebačka banka and Privredna banka). An increase in market shares of the two leading banks increased inequality on the market, thus intensifying market competition between them. The level of concentration on the banking market in Croatia is directly related to the financial performance of banks. Hence, the largest banks in Croatia, which hold 90% of the total market, have recorded very strong financial performance.
This paper presents profitability trends in the largest Croatian banks in the period from 2008 to 2012, as well as concentration index trends in the Croatian banking sector. The values of the ...concentration indices in the Croatian banking sector suggest that a high level of correlation and “similarity” between the concentration indices is indicative of a quality concentration analysis. This is demonstrated by the following indices: the concentration ratio, the Herfindahl-Hirschman index, the Hall-Tideman index, the Rosenbluth index, the Gini coefficient and the entropy measure. It is evident that in the observed period there was an increase in the concentration of the Croatian banking system as a result of a reduction in the absolute number of banks, as well as an increase in the market shares of banks following behind the two banks holding the largest market shares (Zagrebačka banka and Privredna banka). An increase in market shares of the two leading banks increased inequality on the market, thus intensifying market competition between them. The level of concentration on the banking market in Croatia is directly related to the financial performance of banks. Hence, the largest banks in Croatia, which hold 90% of the total market, have recorded very strong financial performance.
Managing the property value at the micro level of individuals, households, businesses and other orga - nisations on one hand, and the government at the macro level is a key factor in achieving a ...faster GDP growth and getting closer to the developed countries. Natural resources of a country are important, as is the structure, dynamics, education and culture, traditions, working habits, consumption habits and savings of the population. A key factor, however, is the way in which property is treated. Available property must constantly generate revenue. Ignoring the way in which the population treats property might hold back the development. An adequate government policy plays a crucial role in increasing the value of property, and should include the introduction of property tax.
Managing the property value at the micro level of individuals, households, businesses and other organisations on one hand, and the government at the macro level is a key factor in achieving a faster ...GDP growth and getting closer to the developed countries. Natural resources of a country are important, as is the structure, dynamics, education and culture, traditions, working habits, consumption habits and savings of the population. A key factor, however, is the way in which property is treated. Available property must constantly generate revenue. Ignoring the way in which the population treats property might hold back the development. An adequate government policy plays a crucial role in increasing the value of property, and should include the introduction of property tax.
This paper presents profitability trends in the largest Croatian banks in the period from 2008 to 2012, as well as concentration index trends in the Croatian banking sector. The values of the ...concentration indices in the Croatian banking sector suggest that a high level of correlation and “similarity” between the concentration indices is indicative of a quality concentration analysis. This is demonstrated by the following indices: the concentration ratio, the Herfindahl-Hirschman index, the Hall-Tideman index, the Rosenbluth index, the Gini coefficient and the entropy measure. It is evident that in the observed period there was an increase in the concentration of the Croatian banking system as a result of a reduction in the absolute number of banks, as well as an increase in the market shares of banks following behind the two banks holding the largest market shares (Zagrebačka banka and Privredna banka). An increase in market shares of the two leading banks increased inequality on the market, thus intensifying market competition between them. The level of concentration on the banking market in Croatia is directly related to the financial performance of banks. Hence, the largest banks in Croatia, which hold 90% of the total market, have recorded very strong financial performance.
Upravljanje rastom vrijednosti imovine na mikrorazini pojedinca, kućanstava, poduzeća i drugih tvrtki
te države na makrorazini, ključni je čimbenik u ostvarivanju bržega rasta bruto domaćega ...proizvoda na
makrorazini društva i približavanja visokorazvijenim zemljama. Prirodna bogatstva zemlje su bitna kao i
struktura, dinamika, obrazovanje, kultura, tradicija, radne navike, navike potrošnje i štednja stanovništva,
ali je odlučujući odnos prema imovini. Raspoloživa imovina u vlasništvu mora stalno donositi prihode.
Zanemarivanje odnosa cjelokupnoga stanovništva prema imovini ima za posljedicu usporavanje razvoja.
Ključnu ulogu u povećanju vrijednosti imovine ima država svojom ispravnom politikom, a jedna od aktivnosti trebala bi biti i uvođenje poreza na imovinu.
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