Purpose – This study analyzes the relationship between Islamic banking financing and macroeconomic variables as well as its response to key economic variables.Methodology – The research design uses ...quantitative analysis with Islamic banking panel data for the period 2019-2022 with monthly data, and the study used the Vector Error Correction Model (VECM).Findings – Non Performing Financing (NPF) and Inflation negatively impact Islamic banking financing. Meanwhile, Third Party Funds (Dana Pihak Ketiga, DPK), Net Operating Margin (NOM), Return on Assets (ROA), Equivalent Rate of Musyarakah (ERPMUSY), and BI rates have a positive direction of significance for Islamic banking financing. In the Granger causality test, the interaction between the variables was unidirectional. While Islamic banking financing responds to shocks, many financings respond negatively to the shocks that occur.Implications – Islamic Financing responds significantly in a negative direction as a result of the shocks that occur in each variable and based on long-term estimates. Therefore, Islamic banking needs to supervise and resolve the internal influence of each bank, as well as the macro influence that can be felt in the long term on Islamic banking financing.Originality – This research integrates Islamic banking finance in Indonesia and examines how internal and macro variables can influence the financing disbursed to Islamic banking in Indonesia. This study also examines shocks between variables and tests the Granger causality between variables. Islamic banking needs to pay attention to many factors to minimize bad financing or lack of interest in applying for financing.
Vom Boom zum Brain Drain Murphy, Alexandra
Osteuropa (Stuttgart),
01/2020, Letnik:
70, Številka:
10/11
Journal Article
Recenzirano
In Belarus war der IT-Sektor bis zum Sommer 2020 eine prosperierende Branche. Der Staat förderte sie, indem er Infrastruktur bereitstellte, niedrige Steuersätze festlegte und auf Eingriffe ...verzichtete. Belarus entwickelte sich zu einem Outsourcing-Hub für Softwareentwicklung, einige Startups wurden weltweit bekannt. Doch damit ist es vorbei. Denn Kreativität bedarf der Freiheit. Die Repressionen des Staates nach den gefälschten Präsidentschaftswahlen treffen die IT-Branche hart. Der Sektor steht unter Druck, weil er den Behörden als Brutstätte des Dissenses gilt. Etliche Unternehmen verlagern ihre Standorte in Nachbarstaaten. IT-Experten verlassen das Land. Das schwächt nicht nur die Branche, sondern die gesamte Volkswirtschaft und auch die Gesellschaft.
Belarus has a high performing IT sector, which has developed into an outsourcing hub for software development. Several startups have become famous worldwide. In the past, this was promoted by the state through a favourable infrastructure, taxation policy and a lack of intervention, with the attitude that creativity needs freedom. This is no longer the case. The repressive measures taken by the state in the wake of the falsified presidential election have hit the IT sector hard. The sector is regarded by the authorities as an incubator for dissent, and they are applying pressure accordingly. Countless companies are relocating their headquarters to neighbouring states, and IT experts are leaving the country. This not only weakens the IT sector, but also Belarusian society and the country’s domestic economy as a whole.
Mimarlığı yeniden düşünmeye dair toplumsallık eleştirileri 2000’li yıllarda alan içerisinde görünür olmuştur. Faillik kavramının söz konusu eleştirilerde öne çıkışı, mimarlıktan toplumbilimine uzanan ...güncel bir açılım olarak değerlendirilebilmektedir. Çalışma, dile getirilen disiplinlerarası açılımı tamamlayıcı bir çift yönlülük sağlamayı amaçlamakta ve bakış yönünü tersine çevirerek “toplum bilimsel bir perspektiften mimarlığa nasıl yaklaşılabilir?” sorusunu sormaktadır. Faillik bu yön için de kavramsal bir zemin olarak görülüp ilgili toplum bilimsel literatürde incelenmektedir. Böylelikle, varılan düaliteler sorunsalına ilişkin makro/mikro, yapı/faillik düşüncelerine dayalı teorik-eleştirel bir çerçeve oluşturularak mimarlığın toplumsallığına odaklanılmaktadır. Çalışmada düaliteleri aşmaya yönelik iki tür toplumsal çözümleme yaklaşımı ileri sürülmekte ve bu doğrultuda nitel araştırma izlenerek metin analizi yöntemi kullanılmaktadır. Metinsel veriler, toplumbilimi ile bağlantılı düşünürlerin mimarlığa değindiği yazılardan derlenmektedir. Bunun üzerine, araştırma önce mimarlığın makro bir yapı olarak kavranışını ortaya koymakta ve ardından bu kavrayışın çözünmesinde mimarlık pratiğini yorumlayarak tartışmaktadır. Çalışma; mimarlığın makro olgular karşısındaki yeterliğini sorgulayan eleştirel eşiğin ötesine geçen ve ona çeşitli faillikler, ilişkiler ağı olarak yaklaşan disiplinler arası bir bakış açısı geliştirmekte ve böylelikle güncel eleştiri alanına düşünsel bir katkıda bulunmaktadır.
Ausgehend von der Beobachtung, dass wohl kaum ein Deliktsbereich derart durch gesellschaftliche Wahrnehmungen und Bewertungen geprägt ist wie die Sexualkriminalität, beschäftigt sich dieser Beitrag ...mit dem Potenzial integrativer kriminalsoziologischer Modelle auf diesem inhaltlichen Gebiet. Hierbei wird auf Colemans Grundmodell soziologischer Erklärung Bezug genommen. Zunächst werden bisherige theoretische Zugänge zu Sexualkriminalität dargestellt und in eine Makro-Mikro-Makro-Logik eingeordnet. Sodann wird eine Anwendung des Modells der Frame-Selektion auf das Beispiel schwerer Sexualdelikte durch flüchtig bekannte Täter im Kontext von Ausgeh- und Dating-Aktivitäten (date rape) unternommen. Insbesondere wird dabei auf die Bedeutung der Ausgangssituation der Handelnden und mögliche individuelle Einflussgrößen auf deren Wahrnehmung eingegangen. Abschließend werden weitere Anwendungsfelder integrativer soziologischer Modelle im Kontext sexueller Kriminalität aufgezeigt.
Physical Fitness is the ability to do daily activities easily, without getting tired excessive, and has a power reserve to rest. VO2max is a main factor for athletes in order to get a good ...performance. This study aims to determine the relationship of energy intake, macro and micro nutrients to physical fitness of athletes of Dyva Taekwondo Centre Cibinong. This study used cross sectional design research. The number of respondents was 30 athletes determined by total sampling. The consumption energy and macronutrients were measured by 3x24 hour recall method, whereas intake of micronutrients data was obtained using semy FFQ. Variable relationships were tasted using Pearson Correlation. The result showed that the average age of respondents was 14±1 years, energy intake 2259±571 kkal, protein 73±15 g, fat 51,7±8,9 g, carbohydrate 259±57 g, vitamin B1 1,15±0,4 mg, vitamin C 230±81,7 mg, fe 21±4,5 mg and fitness level 35,69±7,2 kg/ml/minute. There was relationship of energy intake (p= 0,0001), carbohydrate (p=0,0001), vitamin C (p=0,0001), fe (p=0,007 and fitness level. There was no correlation between fat intake, protein, vitamin B1 and fitness level (p=0,081, p=0,497, p=0,383). Intake of energy, carbohydrate, vitamin C, and fe does relate to physical fitness of athletes of Dyva Taekwondo Centre Cibinong. Athletes are advised to consume food according to their daily needs in order to maintain their fitness therefore, they can achieve optimal performance.
Penelitian ini bertujuan untuk menguji 3 pengaruh variabel independen yaitu risiko bank yang diproksikan dengan dua pengukuran yaitu NPL (Non Performing Loan) untuk mengukur risiko kredit macet dan ...Z-Score untuk mengukur risiko kegagalan bank, profitabilitas, size dan variabel makroekonomi terhadap kecukupan modal bank. Penelitian ini menggunakan model regresi linier berganda dengan sampel perusahaan perbankan yang terdaftar pada Direktori Perbankan Indonesia tahun 2010-2017. Hasil dari penelitian ini menunjukan bahwa risiko bank dengan proksi NPL berpengaruh negatif dan risiko bank dengan proksi Z-Score berpengaruh positif terhadap kecukupan modal bank, profitabilitas berpengaruh positif, size berpengaruh negatif, dan variabel makroekonomi berpengaruh negatif terhadap kecukupan modal bank.
Kemiskinan menjadi permasalahan umum di negara berkembang, termasuk di Indonesia. Bagi umat islam, zakat merupakan instrumen pengentas kemiskinan. Indonesia sebagai salah satu negara dengan penduduk ...muslim terbesar, perlu peran penting antara pemerintah dan lembaga zakat untuk melakukan penghimpunan lebih masif. Beberapa daerah sudah memiliki Peraturan Daerah tentang pengelolaan zakat, salah satunya di BAZNAS Kota Mataram. PUSKASBAZNAS mengeluarkan indeks untuk mengukur kinerja perzakatan secara nasional maupun regional. Dimensi Makro pada Indeks Zakat Nasional digunakan untuk mengukur kinerja perzakatan dalam peran pemerintah dan masyarakat untuk mengembangkan lembaga zakat. Penelitian ini menggunakan pendekatan mixed methods dengan melakukan wawancara terhadap pimpinan BAZNAS Kota Mataram, kemudianmenentukan nilai indeks Dimensi Makro dengan menggunakan Multistage Weigh Index. Berdasarkan data wawancara yang didapat, BAZNAS Kota Mataram memiliki Peraturan Daerah tentang Pengelolaan Zakat, Infaq dan Sedekah, shingga indikator regulasi mendapatkan nilai indeks 1 yang berarti sangat baik. BAZNAS Kota Mataram juga mendapatkan dukungan APBD sebesar Rp 600 juta untuk biaya operasional, sehingga mendapatkan nilai indeks 0,5 yang berarti kinerjanya adalah baik, dan terakhir pada indikator database mendapat nilai indeks 0,33 yang berarti kinerja indikator ini adalah baik. Kinerja BAZNAS Kota Mataram berdasarkan Indeks Dimensi Makro pada Indeks Zakat Nasional adalah cukup baik dengan nilai indeks 5,99. Poverty becomes a common problem in developing countries, including in Indonesia. For Muslims, zakat is a poverty alleviation instrument. Indonesia as one of the countries with the largest Muslim population needs an important role between the government and the zakat institution to conduct a more massive gathering. One of them already has a Regional Regulation on the management of zakat to optimize the collection of zakat, one of them is BAZNAS in Mataram City. PUSKAS BAZNAS issued an index to measure the performance of national and regional zakat. The Macro Dimension of the National Zakat Index is used to measure the performance of zakat in terms of the role of the government and society to develop zakat institutions. This study uses qualitative interviews with the leaders of BAZNAS in Mataram city, then Macro Dimension index value is determined using the Multistage Weigh Index. Based on the interview data obtained that BAZNAS in Mataram has Regional Regulations concerning Management of Zakat, Infaq and Alms, so that the regulatory indicators get an index value of 1 which means very good. BAZNAS of Mataram city received APBD support of Rp. 600 million for operational costs, so this indicator gets an index value of 0.5 which means its performance is good, and finally the database indicator gets an index value of 0.33 which means the performance this is good. The performance of BAZNAS in Mataram City based on the Macro Dimension Index on National Zakat Index is quite good with an index value of 5.99.
PDF
