Fipronil is a phenylpyrazole insecticide with increasing urban use. Sixteen urban waterways and municipal wastewater were sampled for fipronil, its environmental degradates, and pyrethroid insecticides. Because findings could not be interpreted with existing data on fipronil degradate toxicity, EC50s and LC50s for fipronil and its sulfide and sulfone derivatives were determined for 14 macroinvertebrate species. Four species were more sensitive than any previously studied, indicating fipronil's toxicity to aquatic life has long been underestimated. The most sensitive species tested, Chironomus dilutus, had a mean 96-h EC50 of 32.5 ng/L for fipronil and 7–10 ng/L for its degradates. Hyalella azteca, a common testing species, was among the least sensitive. The typical northern California creek receiving urban stormwater runoff contains fipronil and degradate concentrations twice the EC50 of C. dilutus, and approximately one-third the EC50 for a stonefly, a caddisfly, and two mayfly species. The present study substantially increases data available on toxicity of fipronil degradates, and demonstrates that fipronil and degradates are common in urban waterways at concentrations posing a risk to a wide variety of stream invertebrates.