Metal-organic frameworks (MOFs) have shown great potential in flame retardant applications; however, strategies for fully exploiting the advantages of MOFs in order to further enhance the flame retardant performance are still in high demand. Herein, a novel MOF composite was designed through the generated cooperative role of MOF (NH -MIL-101(Al)) and a phosphorus-nitrogen-containing ionic liquid (DPP-NC bimPMO). The ionic liquid (IL) was composed of imidazole cation modified with diphenylphosphinic group (DPP) and phosphomolybdic acid (PMoA) anions, which can trap the degrading polymer radicals and reduce the smoke emission. The MOF acts as a porous host and can avoid the agglomeration of ionic liquid. Meanwhile, the -NH groups of NH -MIL-101(Al) can increase the compatibility with epoxy resin (EP). The framework is expected to act as an efficient insulating barrier to suppress the flame spread. It was demonstrated that the MOF composite (IL@NH -MIL-101(Al)) is able to effectively improve the fire safety of EP at low additions (3 wt. %). The LOI value of EP/IL@NH -MIL-101(Al) increased to 29.8%. The cone calorimeter results showed a decreased heat release rate (51.2%), smoke production rate (37.8%), and CO release rate (44.8%) of EP/IL@NH -MIL-101(Al) with respect to those of neat EP. This strategy can be extended to design other advanced materials for flame retardant.