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Matematični model zavarovalnega procesaBizjak-Mlakar, Julijana, 1956-Modeliranje finančnih in denarnih tokov v zavarovalnicah je ena izmed zahtevnejših nalog, ki jo v zavarovalnicah opravljajo zavarovalniški matematiki in aktuarji. Spremenljivke, ki nastopajo v ... takšnih modelih, so večinoma slučajne spremenljivke. Pri sestavi modela za škodni proces si aktuarji pogosto pomagajo s simulacijo sestavljene Poissonove porazdelitve. Simulacija je lahko zelo zapletena, če uporabljamo klasične numerične metode. Še posebno zahtevna in problematična je tedaj, ko želimo v model vključiti dinamično kontrolo ali razširiti model na obdobje več let. V članku, namesto klasičnega pristopa celotni zavarovalni proces razstavimo na posamezne procese, ki so zato lažje obvladljivi. Posamezno realizacijo izvedemo z generatorjem slučajnih števil. Uporabnost modela povečamo tako, da v model vključimo še periodičnost finančnih oziroma denarnih tokov.Source: Uporabna informatika. - ISSN 1318-1882 (Let. 24, št. 2, 1996, str. 7-12)Type of material - article, component partPublish date - 1996Language - slovenianCOBISS.SI-ID - 858286
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Bizjak-Mlakar, Julijana, 1956- | 14327 |
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