In the late 1990s and early 2000s, banking has undergone and is still undergoing some considerable changes, adjusting itself to the new circumstances and challenges in its environment. Modern ...information technologies have granted an opportunity to banks to expand their operations and adjust their offer of products and services, placing them through the new communication channels. The increasing reliance on mobile devices, especially the so-called smart phones, has facilitated the development of a new form of banking, known as mobile banking. Mobile banking is a specific channel of electronic banking, enabling clients to communicate with the bank via mobile devices. The bank's products and services are, thus, available to the clients at any time and at any place, and the banking sector is expected to perfectly understand the needs of today's clients, before implementing mobile banking. The research in this paper focuses on mobile banking, as a segment of electronic banking, which has developed under the influence of modern information technologies. The paper elaborates on the main characteristics of mobile banking, its advantages, but also its drawbacks that the banks and their clients are facing in the process of its utilization (or its implementation in practice). Moreover, the paper presents the trends of using mobile banking in the world and in Serbia, along with the tendencies for developing new services.
The purpose of this study is to identify the efficiency of multimedia strategies, as a modern orientation in the teaching tehnology in Primary and pre-schools levels. The study will help us identify ...data regarding the way educators employ multimedia strategies in achieving the instructive activities in diferent subjects in the compulsory curricula and what the effects on the cognitive development of children. The trends up updating and improving the teaching strategies subscribe to increasing the multimedia strategies of the teaching process, developing active-creative teaching, within the multitude of educational strategies, the issue that merges is of an efficient, contextual combination of formal and informal strategies, traditional and modern strategies, according to criteria of complementarity, compensation and mutual support.
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