Purpose
Understanding the main determinants of internet banking is important for banks and users. Although several prior research projects have focused on the factors that impact on adoption of ...technology, there is a limited empirical work which simultaneously captures technology-specific factors (PE, EE, WD, GAM) and customer-specific factors (GSC, INTRC) that help customers to adopt internet banking. Thus, the purpose of this paper is to verify how these factors influence individual behavior and motivate them to adopt new technology. The authors advance the body of knowledge on this subject by proposing moderating relationship of gamification between user’s intention to adopt and intention to recommend internet banking in social network.
Design/methodology/approach
To test the model the authors developed a quantitative study involving 398 internet users from five commercial banks. Data were collected in four weeks beginning of September 2017 from three large cities of Pakistan using convenience sampling approach. The theoretical model was tested using structural equation modeling (SEM).
Findings
The results indicate that intention to adopt internet banking is positively affected by performance expectancy, effort expectancy, website design, website characteristics and general self-confidence. Findings of SEM showed that approximately 72 percent of the variance in customer’s intention to adopt internet banking was accounted by predictors. Moderating effect of gamification suggested that the positive relationship between customer’s intention to adopt and customer’s intention to recommend internet banking will be stronger when gamification is higher. Importance performance matrix analysis (IPMA) suggested that among all other variables general self-confidence is the most important construct as it has the highest importance value in IPMA.
Practical implications
This study provides insightful guideline to practitioners, web designers and marketing professional that they should focus on both technology perspective and customer-specific factors to boost the confidence of internet banking users, while for researchers this study provides a basis for further development of technology adoption models in e-commerce domain.
Originality/value
This study contributes to the body of knowledge by adding game elements in technology perspective model and augments the e-commerce literature in the internet banking adoption context. To the date, this study is the first in its nature that investigates both technology-specific factors and customer-specific factors altogether to see the users influence toward technology adoption.
Reporting of the actual data in graphs and plots increases transparency and enables independent evaluation. On the other hand, data summaries are often used in graphs because they aid interpretation. ...To democratize state-of-the-art data visualization of raw data with a selection of statistical summaries, a freely available, open-source web app was written using R/shiny that uses the ggplot2 package for generating plots. Users can to choose how to display the data and which of the data summaries to add. In addition, the 95% confidence intervals (95CIs) can be added for visual inferences. By adjusting the visibility of the layers, the visualization of the raw data and their summaries can be tuned for optimal presentation and interpretation. The app is dubbed PlotsOfData and is available at https://huygens.science.uva.nl/PlotsOfData/.
Solve your traffic troubles and turn browsers into buyers When web design expert Ben Hunt set out to quantify the difference between an ordinary web site and a great one, he expected to find the key ...in design simplicity. But when his team more than doubled the conversion rates for a wide range of sites, they identified simple yet powerful solutions involving design, copy, appropriate analysis, classic optimization techniques, and targeted testing. You'll find the fixes easy to implement, and they're all right here. Understand the essentials - your market, your proposition, and your delivery. Create a site that is seen by the right people, provides a compelling experience, and generates the desired action. Learn how to use testing to improve your site's conversion rate. Discover the holistic nature of web site optimization and why multiplicity matters. Examine dozens of simple techniques for building traffic, engaging your audience, and crafting effective calls to action. Combine creativity with analysis for the best possible results. Ben Hunt is Principal Consultant for Scratchmedia Ltd. He operates webdesignfromscratch.com, which provides tutorials and advice to over 120,000 web developers each month. Ben has been designing, coding, and producing web sites for clients worldwide for more than 15 years, and is considered a leader in the web usability industry. Forewords by Ken McCarthy, founder of the System Seminar, and Drayton Bird, Drayton Bird Associates.
...we anticipate that the COVID-19 pandemic will likely double out-of-school time this year for many children in the United States and will exacerbate the risk factors for weight gain associated with ...summer recess. While parks and playgrounds remain open in some cities, there is widespread appreciation that it is not possible to keep the playgrounds clean and children will have difficulty maintaining social distance. ...urban families may, understandably, elect not to use these spaces, exacerbating the disparity between those who can/ cannot remain physically active outdoors. ...the National Institutes of Health's Environmental Influences on Child Health Outcomes program (ECHO; https://www.nih.gov/research-training/environmentalinfluences-child-health-outcomes-echo-program) includes 70 cohorts that are studying childhood obesity and is a resource that can be used to study the obesity-related consequences of extended school closure.O Funding agencies: Wang is funded by National Heart, Lung, and Blood Institute of National Institutes of Health (grant R01HL141427 "Assessment of Policies Through Prediction of Long-Term Effects on Cardiovascular Disease Using Simulation APPLE CDS").
the analysis of microbial communities through dna sequencing brings many challenges: the integration of different types of data with methods from ecology, genetics, phylogenetics, multivariate ...statistics, visualization and testing. With the increased breadth of experimental designs now being pursued, project-specific statistical analyses are often needed, and these analyses are often difficult (or impossible) for peer researchers to independently reproduce. The vast majority of the requisite tools for performing these analyses reproducibly are already implemented in R and its extensions (packages), but with limited support for high throughput microbiome census data.
Here we describe a software project, phyloseq, dedicated to the object-oriented representation and analysis of microbiome census data in R. It supports importing data from a variety of common formats, as well as many analysis techniques. These include calibration, filtering, subsetting, agglomeration, multi-table comparisons, diversity analysis, parallelized Fast UniFrac, ordination methods, and production of publication-quality graphics; all in a manner that is easy to document, share, and modify. We show how to apply functions from other R packages to phyloseq-represented data, illustrating the availability of a large number of open source analysis techniques. We discuss the use of phyloseq with tools for reproducible research, a practice common in other fields but still rare in the analysis of highly parallel microbiome census data. We have made available all of the materials necessary to completely reproduce the analysis and figures included in this article, an example of best practices for reproducible research.
The phyloseq project for R is a new open-source software package, freely available on the web from both GitHub and Bioconductor.
Professional Sitecore Development offers comprehensive information for programmers learning the CMS and experienced Sitecore developers alike. This guidance can help your organization minimize ...implementation cost and time to web, increasing revenue while decreasing IT costs. With this book, you will learn how to implement solutions with Sitecore, how the Sitecore architecture enhances the ASP.NET development process, how to use Sitecore’s extensive Application Programming Interfaces, and how to deploy the website.Professional Sitecore Development provides coverage on a range of topics including: Installing and configuring Sitecore Implementing an information architecture and transforming content into web pages Using the Sitecore security infrastructure, managing errors, and testing automatically Managing Sitecore projects, optimizing performance, and scaling Sitecore solutions Tips, tricks, and best practices for working with the CMS Extending Sitecore and integrating external systems, including coverage of configuration, events, pipelines, and Sitecore’s user interface technologyIf you're looking for a solution for web content management, then Sitecore is your answer and this book will get you started using this valuable software today.
This hands-on, practical book walks the reader through the entire process of setting up a WordPress website for their library, provides tips and best practices for using themes and library-oriented ...plug-ins, and contains information on how to use WordPress to create non-traditional library websites.
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